No credit check, no long applications. Here's exactly what happens from appraisal to payoff.
A pawn loan is one of the simplest ways to borrow money. Instead of a credit check, the loan is secured by something you own, such as a piece of jewelry, a watch, a laptop or a guitar.
1. Bring your item and a valid ID
Bring the item, plus any accessories, boxes or paperwork that came with it, and a government-issued photo ID. State law requires us to record your ID for every transaction.
2. Get a free appraisal
Our team inspects and tests the item, then checks current market values. We'll explain how we got to our number before we make an offer, and there's no obligation to accept.
3. Walk out with cash
If you accept, you'll sign a pawn ticket that lists the loan amount, finance charge, due date and total to redeem. Keep your ticket safe, because you'll need it to pay or pick up your item.
Repaying or extending
Pay the loan plus the finance charge before the due date and your item is returned to you. Need more time? In most cases you can pay just the finance charge to extend. Loan rates and terms follow Alabama law.
